You know exactly who you are. You know perfectly well exactly how old you are, how many accidents you've had in the past, how many speeding tickets you've had and how many drivers there are in your household, and you drive a vehicle
It is important to have a good relationship with the people who repair damage to your car or to your home. With those types of repairs, for the most part, you can objectively see what damage was done and you can see the fact of the repair.
Once upon a time, fire losses were the most common type of insured property loss. In fact, most modern multi-peril insurance policies were once fire insurance policies that just had new things added over time.
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