Election time!!

Elections are always interesting periods of time as people try and make choices about who will represent them and serve them over the course of the next four years or less. Promises are made and sometimes fulfilled.

What is Ice-Damming?

Ice-Damming is a common cause of roof damage and water damage in areas of the world that winters featuring frequent freezing and thawing cycles.

Set your own expectations

Satisfaction is often based on your own expectations Have you ever gone to see a movie that is hyped-up as being one of the year's best only to find out that it's just good-but-not-great?

Insurance Pricing – Why So Different?

You know exactly who you are. You know perfectly well exactly how old you are, how many accidents you've had in the past, how many speeding tickets you've had and how many drivers there are in your household, and you drive a vehicle

Your claim : Your choice.

Being involved in an accident can become an inconvenient, confusing, frustrating and stressful situation for you. Most insurance companies have a network of businesses which are able to provide you with the service you may need after a claim occurs.

Water Loss

Once upon a time, fire losses were the most common type of insured property loss. In fact, most modern multi-peril insurance policies were once fire insurance policies that just had new things added over time.

Trust

It is important to have a good relationship with the people who repair damage to your car or to your home. With those types of repairs, for the most part, you can objectively see what damage was done and you can see the fact of the repair.

Buying Insurance - Insurance Agents/Brokers or Company Direct (Direct Writers)

The marketing departments of insurance companies are very good at packaging and marketing their products and services. Perhaps they sell bronze, silver and gold packages which may indicate which packages are good, better and best.

Insurance jargon and communicating effectively

Insurance adjusters have been trained to work in applying the language of insurance policies which are not always worded in the most consumer-friendly or understandable way.

Insurance Lawyers: ....need, or no need.

Accidents happen and the unfortunate outcome is damage to your property, automobile and sometimes injury. Usually the pursuit of repairing or replacing damaged items is a straightforward matter however, there are instances when you may need to seek help